There is a restless, trouble-seeking person who starts working in the banking sector during the socialist era. He finds his place in the field of credit assessment and final decision-making, but his determination, self-confidence, and independence prevent him from being a team player. The way he climbs the ladder is adventurous, sometimes moving forward, sometimes taking a step back. However, his knowledge and perseverance pay off, as he achieves everything he can in his career, despite the occasional headwinds. As a wanderer in the banking system, Dr. László Balyó paints an authentic, sometimes startling and ultimately rather gloomy picture of the inner workings of the Hungarian banking system and much else besides. His book is a promising addition to the literature on the subject and an enjoyable read on the history of banking.